Hudson City - Bank on better values.
Higher Deposit Yields, Lower Fees, Competitive Mortgage Rates

Investor Relations

With over $60 billion in assets, Hudson City is the largest savings bank and is among the top twenty-five banks in the United States. We currently operate over 130 branches located in 10 of the top 50 U.S. counties rated by median household income.

Hudson City has consistently been named The Most Efficient Bank in America –– another name for being the nation’s low-cost provider. Our efficiency translates directly into greater value for our customers –– higher deposit rates, lower fees, and competitive mortgage rates.

It’s no wonder Forbes named Hudson City “Among the Best-Managed Banks in America."

While 2010 marked our twelfth consecutive year of record earnings, Hudson City is not immune to the effects of today’s unprecedented economic conditions. We believe, however, that we will continue to navigate these challenging times based on our strong balance sheet, high asset quality, industry-leading efficiency ratio, and strong capital levels.

Financial Reporting

To obtain Investor Information or read our SEC Filings, please click the following links:

Hudson City Bancorp, Inc. March 28, 2011 Form 8-K
Hudson City Bancorp, Inc. 2010 Annual Report
Hudson City Bancorp, Inc. December 31, 2010 Form 10K
Proxy Statement for the 2011 Annual Meeting of Stockholders
Hudson City Bancorp, Inc. Investor Information
Hudson City Bancorp, Inc. SEC Filings
Section 16 Reports of Executive Officers
Interactive Data File for the September 30, 2010 Form 10-Q
Interactive Data File for the December 31, 2010 Form 10-K
Interactive Data File for the March 31, 2011 Form 10-Q
Interactive Data File for the June 30, 2011 Form 10-Q
Interactive Data File for the September 30, 2011 Form 10-Q

Investor Presentations

To view Presentations for Investors, please click here.

Press Releases

Hudson City in the News

Corporate Governance

To read about our Corporate Governance please click below:

Hudson City Code of Ethics
Senior Financial Officers Code of Ethics
Corporate Governance Guidelines
Nominating and Governance Committee Charter
Audit Committee Charter
Compensation Committee Charter
Risk Committee Charter

Investor Contacts

Transfer Agent and Registrar

Direct inquiries regarding stock certificate administration, address changes and other related services to:

BNY Mellon Shareowner Services
480 Washington Boulevard
Jersey City, NJ 07310
800-719-9059
www.bnymellon.com/shareowner/isd

Investor Services Program

Direct inquiries regarding the Dividend Reinvestment or Stock
Purchase Plan to:
Mellon Investor Services LLC
P.O. Box 358010
Pittsburgh, Pa 15252
800-719-9059
www.bnymellon.com/shareowner/isd

Investor Relations

Stockholders, investors and analysts may also contact:

Susan K. Munhall
West 80 Century Road
Paramus, NJ 07652
201-967-8290
smunhall@hcsbnj.com

For more information contact us using our secure email form.


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Member FDIC Equal Housing Lender